Make Your Home Upgrades Affordable
Flexible financing through trusted lending partners — spread payments over time while enjoying your upgrade right away.
Why Finance Your Home Improvement Project?
Financing allows you to invest in your home’s value, comfort, and energy efficiency without depleting your savings.
Protect Your Savings
Keep your emergency fund intact while still making important home improvements.
Start Your Project Sooner
Don't wait years to save up—address urgent repairs and enjoy benefits immediately.
Manageable Monthly Payments
Spread costs over time with predictable payments that fit your household budget.
Increase Property Value
Quality upgrades often pay for themselves through increased home equity.
Financing Programs Available
Same-As-Cash Financing
0% interest for qualified buyers
Comprehensive lifetime workmanship warranty protecting your investment for as long as you own your home.
- 12, 18, or 24 month terms
- No interest if paid in full
- Low minimum monthly payments
- No prepayment penalty
Low Rate Financing
Competitive fixed rates
Fixed-rate financing with extended terms for larger projects. Predictable monthly payments make budgeting easy over the long term.
- Terms up to 15 years
- Fixed monthly payments
- Rates as low as 6.99% APR
- Build credit history
Deferred Payment
No payments for 6 months
Start your project now and delay your first payment for up to 6 months. Great for timing payments with bonuses or tax refunds.
- 6-month payment deferral
- Plan your budget ahead
- Start project immediately
- Multiple term options
All financing programs subject to credit approval. Terms, rates, and eligibility vary.
How to Apply for Financing
Getting approved is quick and straightforward. Here’s what to expect.
1
Request Your Quote
Schedule a free consultation to discuss your project scope and get a detailed written quote.
2
Review Options
Your project consultant will walk you through available financing programs and help you choose the best fit.
3
Quick Application
Complete a simple online application—most decisions are returned in under 60 seconds.
4
Start Your Project
Once approved, we'll schedule your installation and you can start enjoying your upgraded home.
Frequently Asked Questions
Common questions about our financing programs
Related Programs & Benefits
EP Protection Plan™
Lifetime workmanship warranty included with all qualifying EPHI installations. Built Right. Backed for Life.
EP Maintenance Plan™
Scheduled seasonal checkups to keep your home envelope performing at its best and extend product life.
EP LoyaltyPlus™
Earn points on every project and referral. Redeem for credits toward future work or gift cards.
Ready to Explore Your Financing Options?
Contact Energy Plus today to discuss financing for your roofing, siding, windows, or other home improvement project. We’ll help you find a payment solution that fits your budget.
Questions? Call us at 989.833.1000
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Learn more about how we serve Mid-Michigan homeowners.